The Short Form Commercial Loan Policy provides built-in lender-required coverages at no additional premium through lender endorsements incorporated by reference.

A one-page ALTA policy that decreases lenders’ costs by reducing discrepancies between recording instructions and policy, thereby lowering audit costs as well as reducing due diligence requirements, i.e., there is no need for the lender to review survey, CC&Rs, tenant leases regarding the options/rights of first refusal, etc.

Why work with Surety?

  • No survey is required when issuing the Short Form Commercial Loan Policy. New built-in coverages are incorporated by reference.

What do we offer?

  • Our policy includes the following built-in coverage: Use not impaired by easements or CC&Rs, expanded survey coverage, protection against options to purchase or rights of first refusal in leases, revolving credit advances, type of improvements and property address, comprehensive REM (ALTA 9), variable interest (ALTA 6), negative amortization (ALTA 6.2) and environmental protection (ALTA 8.1).
  • Provides gap coverage automatically.
  • Requires no additional premium and no survey.
  • Reduces discrepancies between recording instructions and policy, thus reducing audit costs.
  • Reduces due diligence requirements, i.e., lender need not review survey, CC&Rs, tenant leases regarding options/rights of first refusal, etc.

Why Us?

With Surety, you are working with the industry’s top professionals. Our team will close your transaction smoothly and quickly with single-point responsibility and accountability regardless of property location, number of properties or number of participants.

What Do We Offer?

Oh, you know— just cutting-edge technology systems that streamline and speed your processes. Our experts provide quick, responsive title underwriting, closing, and recording services on a range of commercial and residential transactions.